• auto insurance understanding

    To keep your premiums low, select as large a deductible as you feel comfortable paying out of pocket. For older cars, consider dropping this coverage, since coverage is normally limited to the cash value of your car. protects you if your car damages someone else's property. It also provides you with legal defense if another party files a lawsuit against you.
    Auto accidents can happen—yes, even to the best of us auto insurance in danville va. An auto insurance policy can help cover repairs to your vehicle and medical costs in the event of an accident. Think of it as your firewall against economic disaster should you be found at fault for property damage or injuries to other people. Related Articles: Obamacare: What's ahead? Insurance premium Sandy's insurance lessons. Physical damage coverage protects your property in the event of an accident.
    Medical payments, no-fault or personal injury protection coverage usually pays for the medical expenses of the injured driver and passengers in your car. There may also be coverage if you are injured by a vehicle as a pedestrian. pays for your injuries caused by an uninsured driver or, in some states, a hit-and-run driver. In some states, there is also uninsured motorist coverage for damage to your vehicle. To keep your premiums low, select as large a deductible as you feel comfortable paying out of pocket. protects you if your car damages someone else's property. It also provides you with legal defense if another party files a lawsuit against you. It is a good idea to purchase enough of this insurance to cover the amount of damage your car might do to another vehicle or object. shouldn't need this additional coverage. Beyond the basics about yourself, you may be asked to provide details about the car you're insuring. Some of the additional information that you should have on hand, according to the. The above is meant as general information and as general policy descriptions to help you understand the different types of coverages auto insurance understanding. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance.
  • understanding auto insurance coverage

    If you drive, you need auto insurance coverage. But just exactly which type of coverage should you have, and which ones are you required to have? Following are the key features of auto insurance (depending on your unique circumstances, you may or may not need all these features): If you're in an automobile accident, regardless of who is at fault, collision insurance provides protection to replace or repair your vehicle, subject to a deductible. In the event of hail damage or a tree limb falling on your car (risks not involving an automobile collision), this coverage insures you. Comprehensive coverage pays to repair your vehicle, subject to a separate deductible.
    This feature provides a limited amount of coverage for you and your passengers' medical expenses as a result of an accident. The coverage pays regardless of who is at fault. The insurer agrees to pay damages if you injure someone or his property in an auto accident. If you're in an accident with another driver who doesn't carry any or enough liability coverage, uninsured or underinsured motorists liability coverage allows you to collect damages that you personally experience from the accident.

    Please try again later. Monday-Friday 8:30-5*, Saturday (By Appt.), *(Evenings by Appt.). This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies.

    Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away understanding auto insurance coverage. We admit it car insurance greensboro. Auto insurance isn't the easiest thing to comprehend. You may feel like you need a PhD, the Rosetta Stone, and Sherlock Holmes to de-code all of the language about your auto insurance coverages.

    It's taking a bit longer than expected. Your update should be done soon. In the event of a serious accident, you want enough insurance to cover a judgment against you in a lawsuit, without jeopardizing your personal assets. Need to pay a bill, make a change, or just get some information? the GECCO Partner your condo insurance policy is with to find policy service options and contact information . The following table lists commonly recommended limits and deductibles for various coverage involved in basic auto policies.

    understanding auto insurance limits

    This feature is not currently available. Please try again later. Mon.-Fri. 8 am-10 pm ET, Sat.

    11 am-5 pm ET. $50,000 uninsured/underinsured motorist coverage per accident. If you drive, you need auto insurance coverage. But just exactly which type of coverage should you have, and which ones are you required to have? Following are the key features of auto insurance (depending on your unique circumstances, you may or may not need all these features): If you're in an automobile accident, regardless of who is at fault, collision insurance provides protection to replace or repair your vehicle, subject to a deductible.

    Comprehensive coverage pays to repair your vehicle, subject to a separate deductible. This type of insurance coverage is for medical and other expenses resulting from an automobile accident for the people specified in the policy, regardless of who is at fault in the accident. This feature provides a limited amount of coverage for you and your passengers' medical expenses as a result of an accident. The coverage pays regardless of who is at fault.

    If you're in an accident with another driver who doesn't carry any or enough liability coverage, uninsured or underinsured motorists liability coverage allows you to collect damages that you personally experience from the accident. $50,000 uninsured/underinsured motorist coverage per accident. Need to pay a bill, make a change, or just get some information? the GECCO Partner your renters insurance policy is with to find policy service options and contact information. $25,000 bodily injury liability per person understanding auto insurance limits.

    Practice winter driving safety with these winter driving tips. Find out more. $25,000 bodily injury liability per person. $50,000 uninsured motorist coverage per accident.