you are indeed correct and it is i who is wrong i've just spoken to Admiral too. apparently the rules were changed by their underwriters in December 2007 - after i renewed my policy (in my defence up to then i was correct and have never been notified of any change in the conditions) and they could not tell me why this fundamental change was not notified to exisiting policy holders and they will be getting back to me today. not to have two policies on the same car but one problem you might come across it that your NCB won't be available for use on the new policy until the old policy ends (or maybe at least until you get the renewal notice). Chat or rant, adult content, spam, insulting other members, show more. Martin Lewis is a registered trade mark belonging to Martin S Lewis. Combining policies with your spouse could help you save on car insurance rates 2 car insurance policies on 1 car. Chat or rant, adult content, spam, insulting other members, show more.
You must notify your insurance company if you change your car, and if you don't notify them, and you have an accident while driving your new car, you won't be insured because they have no record of you owning that car. I used to occasionally hire a car from the garage when mine was in for a service, and I actually had to get a cover note from the insurance company for the time I was hiring it. During that time, I wasn't insured to drive my own car. Basically, my car and the hire car could not both be insured if they were both available for me to drive! It's all very complicated, but always better to check with the company first. can a car be insured with two compnies at the same time. Im glad someone else has asked this because Ive been wondering the exact same thing! I can get a discount on insurance but only if its in my own name but it will cost a fortune to put me as an additional driver on OH's policy.
If you have JoBlow Insurance and move to a state the company does not have a licence for, and you get JoSmith insurance, you will have 2 policies until JoBlow gets your signed cancellation. Of course, you would only get coverage from one policy if you had a claim in the transition. While minimum insurance requirements vary, most state laws demand you have insurance on a car you own before you put it on the road. If you own a car with someone who lives at the same address, the two of you can be insured on the same auto policy or buy your own policies. Even if you own the car with someone you aren't married to, you can name that person as another insured driver on your policy. That way, you are covered for third party damage, however fire and theft and if you want fully comp, things covered under fully comp are on just one policy.Even if you're making all these payments, if he drops dead before he signs the car over to you, the car is now owned by his next of kin, and you're SOL on those payments. It's a very dangerous thing to do. You will only ever get a payout from one of them, if that. It can get quite tricky if you have two insurance policies since each insurer will try to shift responsibility onto the other. You could even end up in a situation where each of them says the other is responsible, and leaves you to sue for the settlement. to the potterheads: which hogwarts house were you sorted into?.
Ah right, I didn't realise this. I best be careful in future as this isn't the first time I've got a new car without changing my details over and cancelling the last. Only if the car is in your name. I signed up for medicaid and ive been accepted.
If you believe your intellectual property has been infringed and would like to file a complaint, please see our best auto insurance comparison. e-newsletter your source for market insights and get a new #1 Rank. Yes Hypno, your Mum might well have been a named driver on two policys but only one policy, the new one, was in force on the vehicle, that was what Virgin was agreeing with with me. For you to have cover on other people's cars they must be insured fully comp, but you will only have third party cover when driving their vehicle. Be careful with this though as with most insurance companies this is now being phased out. Come on Keefy you know better then to quote what it says on an insurance document, basically if don't say it ain't .